Jot

Privacy Policy

Private money tracking without developer operated data servers.

Last updated: July 12, 2026

The seven trust promises

  1. We never see your data. It stays on your device or in your iCloud only.
  2. We have no servers that hold your transactions.
  3. We never link to your bank. We do not have your bank login.
  4. We do not run analytics SDKs. We do not know who you are.
  5. Jot can be locked with Face ID, Touch ID, or your device passcode.
  6. You can export all your data at any time as CSV or PDF.
  7. You can delete all your data at any time.

What we collect

Nothing. Jot does not have a server. We have no way to receive your data.

Where your data lives

On your iPhone, iPad, or Apple Watch, in a Core Data store inside the Jot app group container. Apps outside the Jot app group cannot read it.

iCloud sync

When iCloud is available, Jot syncs through your Apple CloudKit private database between devices signed in to your Apple Account. The Jot developer has no server and cannot access this database.

If you sign out of iCloud on your device, the local copy stays on the device.

Shared household

If you invite someone to a shared household, transactions sync through a CloudKit shared database between the members you explicitly invite. Only invited members can see shared transactions. We have no access to this data.

Third party SDKs in the app

None. No Firebase. No Mixpanel. No Sentry. No AppsFlyer. No Facebook SDK. No analytics tools. No ad networks.

The frameworks Jot uses are provided by Apple: SwiftUI, Core Data, CloudKit, StoreKit, Vision, VisionKit, App Intents, WidgetKit, ActivityKit, Local Authentication, Charts, CryptoKit, and Core ML.

On device intelligence

Category classification and receipt parsing run entirely on your device using Apple Foundation Models and Vision frameworks. No data is sent to any server for processing. If your device does not support Foundation Models, a local heuristic classifier is used instead.

Receipt scanning

When you scan a receipt, the image is processed on your device using Apple Vision. The photo never leaves your phone unless you choose to attach it to a transaction and sync via iCloud.

Crash reports

We do not ship a crash reporter. If iOS sends Apple a crash log, that is governed by your iOS settings under Settings, Privacy and Security, Analytics and Improvements. You can turn it off there. Even if it is on, Apple does not forward those reports to us in a personally identifiable way.

Subscriptions and payments

Apple StoreKit handles every purchase and renewal. Your billing details and payment methods never reach this app. We see only your subscription status (active or not) so we can unlock premium features. We never see your name, email, address, card number, or transaction ID linked to you.

App Lock

Face ID, Touch ID, or passcode authentication uses Apple LocalAuthentication framework. Biometric data never leaves the Secure Enclave on your device. We never see it.

Wipe everything

Open Settings inside Jot, scroll to the bottom, and tap "Reset all data." Two confirmations are required. Jot deletes your records and creates fresh default categories. When iCloud is available, CloudKit syncs those deletions to your other devices. The developer keeps no separate copy.

Export everything

Open Settings inside Jot, tap "Export CSV" or "Export PDF report." The file is produced on your device. Where the file goes after that, who you send it to, what app you save it to, all of that is your decision. We see none of it.

If we are ever subpoenaed

We have nothing to hand over. No user profiles, no logs, no analytics. We do not know who you are. That is the entire point of Jot.

Children

Jot is rated for general use. We do not knowingly collect personal information from anyone, including children. If you are a parent or guardian and want help understanding how Jot stores data, the answer is: only on your child device, only locally, only when they choose to log something.

Changes to this policy

If the policy changes in any way that affects what data the app stores or how, we will update this page and the "Last updated" date at the top, and the in app privacy policy will mirror the same text. Substantive changes will also be called out in the app What's New section when you update.

Contact

If you have a question, visit Jot Support or write to sksoumik.ai@gmail.com. Replies come from a person, not a chatbot.